F
Fintra
Loan Service

Best Loan Service Provider in India — Loan, Personal Loan, Business Loan, Home Loan, Home Loan BT Top Up, Mortgage Loan, Mortgage Loan BT Top Up, CC, OD, Working Capital Loan, LC, Bank Guarantee, Machinery Loan, Machinery Purchase Loan, Project Finance, Project Loan, Construction Loan & CGTMSE Loan Consultant in Surat | Fintra Loan Service

Trusted Loan Consultancy in Surat

Your Trusted Partner for Business & Personal Finance

Expert assistance for Personal Loans, Business Loans, Home Loans, Working Capital, Project Finance, Solar Finance, and Collateral-Free Funding Solutions.

RBI-Compliant Partners
100% Transparent Process
End-to-End Support
Financial district business professionals

Loans Disbursed

₹500+ Cr

Approval Rate

95%

Our Services

Comprehensive Loan Solutions

From personal loans to large-scale project finance — we cover every financial need of individuals, startups, and enterprises.

Personal Loan

Flexible personal financing for weddings, travel, medical needs, and other life goals with quick approvals.

Business Loan

Tailored business financing to fuel growth, manage operations, and expand your enterprise with ease.

Home Loan

Affordable home loan solutions with competitive interest rates and flexible repayment tenures.

Mortgage Loan (LAP)

Loan Against Property to unlock the value of your residential or commercial property.

Working Capital Finance

Smooth day-to-day operations with working capital funding for MSMEs and businesses.

Cash Credit (CC)

Revolving credit facility against stock and receivables to manage short-term funding needs.

Overdraft (OD)

Flexible overdraft facility for seamless cash flow management whenever you need it.

Machinery Loan (CGTMSE)

Collateral-free machinery financing for MSMEs under the government CGTMSE scheme.

Letter of Credit (LC)

Secure international and domestic trade transactions with bank-issued Letters of Credit.

Bank Guarantee (BG)

Financial guarantees issued by banks to strengthen your business credibility and contracts.

Project Finance

Long-term funding for large-scale industrial, infrastructure, and commercial projects.

Construction Finance

Stage-wise financing for builders, developers, and construction projects of all sizes.

Solar Project Finance

Dedicated funding solutions for rooftop and utility-scale solar power projects.

Collateral-Free Business Funding

Get business loans without collateral through government-backed and bank schemes.

Why Choose Us

Banking Partners. Built on Trust.

Fintra Loan Service helps individuals and businesses secure the right financing solutions through professional consultation and expert support.

01

Expert Financial Guidance

Personalized advice from experienced finance professionals who understand your business.

02

Quick Processing Assistance

Faster turnaround times with end-to-end documentation and follow-up support.

03

Multiple Banking Partners

Access to a wide network of leading public, private, and NBFC banking partners.

04

Transparent Documentation

Clear, honest, and structured documentation support with no hidden surprises.

05

Customized Loan Solutions

Loan structures tailored to your cash flow, industry, and long-term financial goals.

06

End-to-End Service Support

From application to disbursement, we manage the entire process for you.

07

Dedicated Relationship Manager

A single point of contact who understands your journey and priorities.

1000+
Loan Consultations Delivered
25+
Banking & NBFC Partners
24 hrs
Average Response Time
98%
Client Satisfaction Rate

Sectors We Serve

Industries We Serve

From small shops to large industrial groups — we fund businesses across every major sector of the Indian economy.

Manufacturing

Trading

Retail

Construction

Renewable Energy

Infrastructure

MSMEs

Startups

Client Stories

What Our Clients Say

Real businesses. Real financing. Real results — straight from the people we've helped grow.

"Fintra Loan Service made our business loan process incredibly smooth. The team guided us at every step and got us the best deal from the bank."

RP
Rakesh Patel
Business Owner, Surat

"I was confused about home loan options. Fintra explained everything clearly and helped me secure a home loan with a low interest rate. Highly recommended!"

PS
Priya Shah
Home Buyer, Surat

"Getting solar project finance was a challenge until I met Ajay bhai. His expertise in CGTMSE and project funding is truly exceptional."

MS
Mehul Savani
Solar Project Developer

"Professional, transparent, and quick. Fintra helped me get a collateral-free business loan for my new manufacturing unit within 15 days."

KM
Kiran Mehta
MSME Entrepreneur

Free Consultation

Get Expert Financial Consultation Today

Share your requirement and our loan experts will get back to you within 24 hours with the best options from our banking partners.

100% Free Consultation
No charges, no hidden fees — ever.
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Bank-grade encryption & privacy.
Response in 24 Hours
Quick turnaround from our expert team.

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FAQ

Frequently Asked Questions

Quick answers to the most common questions about our loan services.

01

What documents are required for a Business Loan?

Typical documents include KYC (PAN, Aadhaar), business registration, ITR for last 2-3 years, bank statements for 6-12 months, GST returns, and property or business proofs. The exact list may vary based on the bank and loan amount.
02

How much Home Loan can I get approved for?

Most banks offer home loans up to 75-85% of the property value, subject to your income, credit score, existing obligations, and repayment capacity. A good CIBIL score (750+) improves your eligibility significantly.
03

What is Working Capital Finance and who needs it?

Working capital finance helps businesses manage their short-term operational needs like purchasing inventory, paying salaries, and managing receivables. It is ideal for traders, manufacturers, and MSMEs with cyclical cash flows.
04

How does the CGTMSE scheme help MSMEs?

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme provides collateral-free loans up to ₹5 crore to eligible MSMEs. The government guarantees up to 85% of the credit facility, making it easier for small businesses to get funding.
05

Can I get financing for a Solar Power Project?

Yes. We assist with project finance, rooftop solar loans, and working capital for solar EPC companies. We work with banks and NBFCs that have dedicated renewable energy funding programs.
06

What is Loan Against Property (LAP) and how does it work?

Loan Against Property allows you to pledge your residential, commercial, or industrial property as collateral to avail of a high-value loan at competitive interest rates. It is ideal for business expansion, debt consolidation, or large personal needs.

Get In Touch

Visit Our Office

Walk in for a free consultation. We are located in the heart of Surat's business district.

Speak Directly with the Founder

Ajay Savaliya

Founder, Fintra Loan Service — Personalized loan advisory with 1000+ consultations delivered.